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Disclosure

Tracy Chen is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0M12649), CT, DC, FL, KY, MA, MD, NE, NJ, NV, NY, PA, SD, TX, UT, and VA. No insurance business may be conducted outside the states referenced.

Tracy Chen is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 20 38th Rd Fl 12, Flushing, NY, 11363, 646-653-5582. In this regard, this communication is strictly intended for individuals residing in the states of CT, FL, NY, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Tracy Chen is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

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