Tracy Chen is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0M12649), CT, DC, FL, KY, MA, MD, NE, NJ, NV, NY, PA, SD, TX, UT, and VA. No insurance business may be conducted outside the states referenced.

Tracy Chen is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 20 38th Rd Fl 12, Flushing, NY, 11363, 646-653-5582. In this regard, this communication is strictly intended for individuals residing in the states of CT, FL, NY, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Tracy Chen is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.